522292 — Real Estate Credit
Description
This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral.
Illustrative Examples
- Home equity credit lending
- Mortgage companies
- Reverse mortgage lending
- Mortgage banking (i.e., nondepository mortgage lending)
Exclusions & Cross-References
- Servicing loans--are classified in Industry 522390, Other Activities Related to Credit Intermediation;
- Arranging loans for others on a commission or fee basis--are classified in Industry 522310, Mortgage and
- Nonmortgage Loan Brokers;
- Accepting deposits and lending funds secured by real estate--are classified in Industry Group 5221,
- Depository Credit Intermediation; and
- Buying, pooling, and repackaging mortgage loans for sale to others on the secondary market--are classified
- in U.S. Industry 522299, International, Secondary Market, and All Other Nondepository Credit
- Intermediation.
Overview Facts
| NAICS Code | 522292 |
|---|---|
| Industry Title | Real Estate Credit |
| SBA Size Standard | $47,000,000 |
| U.S. Establishments | 16,591 (Census CBP, 2023) |
| IRS PBA Code | 522292 (exact match) |
| Sectors Hierarchy | Sector 52 → 522 → 5222 |
| Source / Verified | US Census 2022 NAICS Manual, Census CBP / 2026-06-28 |
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6111 - Federal and Federally-Sponsored Credit Agencies (via SIC1987:6111→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
- SIC 6159 - Miscellaneous Business Credit Institutions (via SIC1987:6159→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
- SIC 6162 - Mortgage Bankers and Loan Correspondents (via SIC1987:6162→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
Suggested Product Service Codes (Advisory)
The following Product Service Codes (PSCs) are advisory suggestions aligned with this NAICS code. Note: NAICS and PSC codes map to different dimensions of procurement (industry vs. product/service). There is no official binding 1:1 crosswalk.
- PSC R711 — Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public)
Source: DoD DPCAP PSC Selection Tool (Ingested: 2026-06-29)
Related Resources & Compliance Guides
Further regulatory reference links for NAICS code 522292:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.
Related Industries in 5222
Frequently Asked Questions (FAQ)
Is 522292 a valid 2022 NAICS code?
NAICS 522292 is 'Real Estate Credit', a 2022 U.S. national industry under Sector 52 (Finance and Insurance); the SBA small-business size standard is $47,000,000.
What is the SBA size standard for NAICS 522292?
The SBA small business size standard for NAICS 522292 is $47,000,000 (based on receipts).
What is the legacy SIC code mapping for 522292?
NAICS code 522292 maps to the legacy 1987 SIC codes: 6111 - Federal and Federally-Sponsored Credit Agencies, 6159 - Miscellaneous Business Credit Institutions, 6162 - Mortgage Bankers and Loan Correspondents.