522292 — Real Estate Credit
Description
This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral (as defined in the official U.S. Census Bureau 2022 NAICS Manual).
Illustrative Examples
- Home equity credit lending
- Mortgage companies
- Reverse mortgage lending
- Mortgage banking (i.e., nondepository mortgage lending)
Exclusions & Cross-References
- Servicing loans--are classified in Industry 522390, Other Activities Related to Credit Intermediation;
- Arranging loans for others on a commission or fee basis--are classified in Industry 522310, Mortgage and
- Nonmortgage Loan Brokers;
- Accepting deposits and lending funds secured by real estate--are classified in Industry Group 5221,
- Depository Credit Intermediation; and
- Buying, pooling, and repackaging mortgage loans for sale to others on the secondary market--are classified
- in U.S. Industry 522299, International, Secondary Market, and All Other Nondepository Credit
- Intermediation.
Overview Facts
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6111 - Federal and Federally-Sponsored Credit Agencies (via SIC1987:6111→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
- SIC 6159 - Miscellaneous Business Credit Institutions (via SIC1987:6159→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
- SIC 6162 - Mortgage Bankers and Loan Correspondents (via SIC1987:6162→NAICS1997:522292→2002:522292→2007:522292→2012:522292→2017:522292→2022:522292)
Suggested Product Service Codes (Advisory)
The following Product Service Codes (PSCs) are advisory suggestions aligned with this NAICS code. Note: NAICS and PSC codes map to different dimensions of procurement (industry vs. product/service). There is no official binding 1:1 crosswalk.
- PSC R711 — Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public)
Source: DoD DPCAP PSC Selection Tool (Ingested: 2026-06-29)
Frequently Asked Questions (FAQ)
Is NAICS code 522292 valid in 2022? ▾
Yes, 522292 is a valid 6-digit 2022 NAICS national industry code representing 'Real Estate Credit' under Sector 52 in the official classification index.
What is the SBA size standard for NAICS code 522292? ▾
The Small Business Administration (SBA) has established a small business size standard of $47,000,000 for NAICS code 522292 (Real Estate Credit), calculated based on receipts.
What is the legacy SIC equivalent for NAICS 522292? ▾
According to official Census Bureau concordance tables, NAICS code 522292 (Real Estate Credit) maps to legacy 1987 Standard Industrial Classification (SIC) codes: 6111 - Federal and Federally-Sponsored Credit Agencies, 6159 - Miscellaneous Business Credit Institutions, 6162 - Mortgage Bankers and Loan Correspondents.
Related Pages & Tools
Further regulatory reference links for NAICS code 522292:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- NAICS 522292 to SIC Crosswalk — Bidirectional mapping to legacy SIC codes (Real Estate Credit).
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.