522220 — Sales Financing
Description
This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers (as defined in the official U.S. Census Bureau 2022 NAICS Manual).
Exclusions & Cross-References
- Establishments not engaged in sales financing, but primarily engaged in providing leases for equipment and other
- assets are classified in Subsector 532, Rental and Leasing Services.
Overview Facts
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6141 - Personal Credit Institutions (via SIC1987:6141→NAICS1997:52222→2002:522220→2007:522220→2012:522220→2017:522220→2022:522220)
- SIC 6153 - Short-Term Business Credit Institutions, Except Agricultural (via SIC1987:6153→NAICS1997:52222→2002:522220→2007:522220→2012:522220→2017:522220→2022:522220)
- SIC 6159 - Miscellaneous Business Credit Institutions (via SIC1987:6159→NAICS1997:52222→2002:522220→2007:522220→2012:522220→2017:522220→2022:522220)
Suggested Product Service Codes (Advisory)
The following Product Service Codes (PSCs) are advisory suggestions aligned with this NAICS code. Note: NAICS and PSC codes map to different dimensions of procurement (industry vs. product/service). There is no official binding 1:1 crosswalk.
- PSC R711 — Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public)
Source: DoD DPCAP PSC Selection Tool (Ingested: 2026-06-29)
Frequently Asked Questions (FAQ)
Is NAICS code 522220 valid in 2022? ▾
Yes, 522220 is a valid 6-digit 2022 NAICS national industry code representing 'Sales Financing' under Sector 52 in the official classification index.
What is the SBA size standard for NAICS code 522220? ▾
The Small Business Administration (SBA) has established a small business size standard of $47,000,000 for NAICS code 522220 (Sales Financing), calculated based on receipts.
What is the legacy SIC equivalent for NAICS 522220? ▾
According to official Census Bureau concordance tables, NAICS code 522220 (Sales Financing) maps to legacy 1987 Standard Industrial Classification (SIC) codes: 6141 - Personal Credit Institutions, 6153 - Short-Term Business Credit Institutions, Except Agricultural, 6159 - Miscellaneous Business Credit Institutions.
Related Pages & Tools
Further regulatory reference links for NAICS code 522220:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- NAICS 522220 to SIC Crosswalk — Bidirectional mapping to legacy SIC codes (Sales Financing).
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.