522210 — Credit Card Issuing
Description
This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry (as defined in the official U.S. Census Bureau 2022 NAICS Manual).
Exclusions & Cross-References
- Factoring accounts receivables--are classified in U.S. Industry 522299, International, Secondary Market,
- and All Other Nondepository Credit Intermediation; and
- Issuing cards that contain a stored pre-paid value--are classified with the industry providing the service
- represented by the cards, such as transit fare cards in Subsector 482, Rail Transportation, and long-distance
- telephone cards in Subsector 517, Telecommunications.
Overview Facts
Legacy SIC Concordance
Trace the historical mapping chain from the 1987 Standard Industrial Classification (SIC) to the modern 2022 NAICS code format.
- SIC 6021 - National Commercial Banks (via SIC1987:6021→NAICS1997:52221→2002:522210→2007:522210→2012:522210→2017:522210→2022:522210)
- SIC 6022 - State Commercial Banks (via SIC1987:6022→NAICS1997:52221→2002:522210→2007:522210→2012:522210→2017:522210→2022:522210)
- SIC 6141 - Personal Credit Institutions (via SIC1987:6141→NAICS1997:52221→2002:522210→2007:522210→2012:522210→2017:522210→2022:522210)
- SIC 6153 - Short-Term Business Credit Institutions, Except Agricultural (via SIC1987:6153→NAICS1997:52221→2002:522210→2007:522210→2012:522210→2017:522210→2022:522210)
Suggested Product Service Codes (Advisory)
The following Product Service Codes (PSCs) are advisory suggestions aligned with this NAICS code. Note: NAICS and PSC codes map to different dimensions of procurement (industry vs. product/service). There is no official binding 1:1 crosswalk.
- PSC R711 — Banking Services(includes accepting and cashing government checks and other payment instruments, accepting direct deposits, accepting payments to the government from the public)
Source: DoD DPCAP PSC Selection Tool (Ingested: 2026-06-29)
Frequently Asked Questions (FAQ)
Is NAICS code 522210 valid in 2022? ▾
Yes, 522210 is a valid 6-digit 2022 NAICS national industry code representing 'Credit Card Issuing' under Sector 52 in the official classification index.
What is the SBA size standard for NAICS code 522210? ▾
The Small Business Administration (SBA) has established a small business size standard of None for NAICS code 522210 (Credit Card Issuing), calculated based on receipts.
What is the legacy SIC equivalent for NAICS 522210? ▾
According to official Census Bureau concordance tables, NAICS code 522210 (Credit Card Issuing) maps to legacy 1987 Standard Industrial Classification (SIC) codes: 6021 - National Commercial Banks, 6022 - State Commercial Banks, 6141 - Personal Credit Institutions, 6153 - Short-Term Business Credit Institutions, Except Agricultural.
Related Pages & Tools
Further regulatory reference links for NAICS code 522210:
- Sector 52 Directory Hub — List of related industries in the Finance and Insurance sector.
- SIC ↔ NAICS Crosswalk Tool — Look up mappings between legacy SIC codes and modern classifications.
- NAICS 522210 to SIC Crosswalk — Bidirectional mapping to legacy SIC codes (Credit Card Issuing).
- SBA Size Standards Guide — Complete rules and averaging periods for small business classifications.
- Calculating Annual Receipts Guide — Detailed worked example of revenue calculation rules.
- IRS Principal Business Activity Guide — How NAICS codes map to corporate and entity tax filings.